What’s changed
A dated record of rate checks, corrections and additions. Rates are re-checked when HMRC or the Scottish Government publish new figures, after each Budget, and before each new tax year on 6 April. If you spot an error, tell us.
- Added three calculators: company car tax, private medical insurance and beneficial loans. Company car percentages checked against HMRC’s 2026 to 2027 table; official rate of interest confirmed at 3.75%.
- Added the take-home pay table for every salary from £15,000 to £150,000.
- Merged 14 single-salary pages into the table. The old addresses redirect to it.
- Re-checked every income tax, National Insurance, student loan and Scottish figure against HMRC and Scottish Government sources.
- Correction: the Scottish 42% rate starts at £43,663, not £43,662, in one sentence of the Scotland comparison guide.
- Clarified on the methodology page that salary sacrifice also lowers the pay used for student loan deductions, and added the changes already announced for 2027/28.
- Rewrote the salary guides so each covers what changes at that salary. New site design and logo.
- Added a proper page-not-found page and simplified how pages are served.
- Correction: Plan 5 applies to English undergraduate courses starting on or after 1 August 2023. Earlier wording was less precise.
- Added the benefits in kind guides: company cars, vans, private medical insurance, beneficial loans and salary sacrifice for benefits.
- The calculator now shows where each pound of gross pay goes, and can apply a Postgraduate Loan alongside an undergraduate plan.
- Added the contact form and the editorial policy.
- Added sources and worked checks to the methodology page. Expanded the shorter guides with payslip examples and common questions.
- Added the Scotland, student loan, bonus and hourly pay guides and the methodology page.
- Correction: fixed an error in the Scottish income tax calculation found in a health check.
- Take-Home Lab launched with the 2026/27 take-home pay calculator.